A Virtual Horse

Player&Horse bonus

Every game month players and horses will lose 10% of the bonus they have.
This means that in order to have the bonus at 100% you will need to pay a trainer to keep it there.

More people asked how the spec points work. When you go to your horse's page, you see the specialization bars. They show the speciality in %'s.
If you hold the mouse over one of those bars, it will tell you how many shows your horse actually entered.
The spec points that are added by the trainers can be seen there.
This means that when a trainer adds spec points to a horse the %'s are modified indirectly. Sometimes even if a trainer adds 20 shows, the % may still be the same, but the total number of shows entered is being modified.