Changing guilds
When changing guilds you will lose 20% of the skills you practiced (in case you decide to return to the initial guild)
In other words, if you are an equilibrium with 100% saving skills for Dressage and you switch to another guild and then change it back to equilibrium, the dressage skill will be 80%.
In other words, if you are an equilibrium with 100% saving skills for Dressage and you switch to another guild and then change it back to equilibrium, the dressage skill will be 80%.